Sellers/Homeowners > Why Not Consider a Short Sale instead of facing Foreclosure?
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Praise / Our Reviews
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You are a True Professional and Without Any Hesitation, We Would Recommend You to Any of Our Friends and Family
"It's been a Pleasure working with you on the Sale of our Home and we thank you for all your help. You are a True Professional! Without any hesitation, we would recommend you to any of our friends and family in the NJ area. Great Job! Thank You!!" - Peter and Marylou
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We cannot Thank You Enough for being 100% there for us when Times got Tough. You are Truly the Best as What you Do.
"There are no words to thank you for all you did during the process of selling and buying our new house. You were not just a realtor, but a friend, therapist and confidante during a very stressful time. We cannot thank you enough for being 100% there for us - even when times got tough. You are truly the best at what you do. We send you a million thanks and all the best in the future. You are a wonderful person and will always be so appreciative for all you have done." - The Spitzers
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We have No Hesitation in recommending Rahul to anyone looking for a Realtor in Northern NJ
"Very pleased with Rahul. He is a true professional. He was always Helpful, Knowledgeable and Courteous. He resolved all buyer-seller issues expediently and in amicable manner. He was available on the phone at all hours. If we had to leave a voice mail, he got back to us within a very short time. We have no hesitation in recommending Rahul to anyone looking for a realtor in northern NJ." - Debajyoti and Smee Chatterji
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Smitha is the Best Realtor. She Truly Puts the Customer First.
"Smitha is the best realtor. She truly puts the customer first. She listens to what the customer needs and puts the customer first. We have used her numerous times and with each transaction, she has worked hard to make the process as seamless as possible. She is also very accessible. Selling or purchasing a home can be very stressful. Knowing that she is just a phone call away helped us get through a difficult time." - Nicholas and Fatima
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Clearly Among the Best, On Top of Things, Extremely
Knowledgeable, Forceful in Representing our Interests
"Last Friday we closed on the sale of our townhome jointly owned
by my brother, Ira and me. I want you to know that from start to
finish it was a Pleasure Working with You and Your Team and we
were both Extremely Pleased with Your Performance. You displayed
Utmost Professionalism throughout and did an Excellent Job
marketing our townhouse in a difficult real estate environment.
I have worked with many real estate agents. You are Clearly
Among the Best. You and Your Team were Always on Top of Things.
You are Extremely Knowledgeable about the local real estate
market and the housing economy in general. When issues arose,
you were Forceful in Representing Our Interests. My thanks for
all your efforts on our behalf and please extend our
appreciation to the other members of your team" - Michael Krauss
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Is Your
Condo or
Townhome Under Water? Why Not Consider a Short Sale instead of a Foreclosure
Do You Owe More on your Mortgage than
Your
Home is Worth and Can't Afford the
Payments? You might be able to Sell it for
Less than you Owe - Without Having to Pay
the Lender the Difference.

Here
are the benefits of a Short Sale compared to a
Foreclosure:
-
We will
help you Sell your house.
- The
Lender will usually pay the
Broker's
Fee.
- And
You Get to Protect Your Credit
Score.
We have Specialized Training and
Experience in handling Short
Sales and are one of the very
few Real Estate Agents in the
nation who have earned the
CDPE -Certified
Distressed Property Experts
designation and have expertise in
Foreclosure Avoidance and
handling Short Sales.
Call Us TODAY for a Confidential
Consultation to see if you
qualify for a Short Sale!
Why Not Be Foreclosed? Why Sell Short Instead?
Below are some reasons
Why a Short Sale can be Better than a Foreclosure:
Avoid the foreclosure stigma
– Homeowners will always have to
disclose that they had a foreclosure
on any mortgage application and
(many job applications) that they
submit in the future. This can have
an adverse affect on their future
mortgage rates. Foreclosure is asked
about specifically in credit
inquiries. There is no seven-year
time limit on this item.
The Lender Pays Realtor
Commission - Yes that is correct, in
a Short Sale most lenders will pay
the Realtor's Commission.
Protect credit score – Credit
scores will be lowered by 300-plus
points (per loan) by foreclosure.
The impact of a short sale—about
half that much.
Improve eligibility for a
government insured loan – The
homeowner will be ineligible for a
government insured loan for 5-7
years (only two years in a short
sale). A foreclosure is the one
credit report item that is almost
impossible to have repaired.
Avoid a deficiency judgment –
Lenders can seek a deficiency
judgment against the homeowner and
collect any amount they do not
recover at sale.
Protect employment prospects
– Many employers run credit checks
on prospective employees.
Foreclosure is one of the top items
that will put a potential new hire,
or even current employment, in
jeopardy.
One More Tip: Don’t believe everything you read
about how long short sales take and
how few get finalized. Short sale
timelines, while still longer than
normal, are shrinking as lenders get
their paperwork act together. Find
out who the top short sale agents
are in your market. These pros are
closing 70 to 90 percent of the
short sales they represent—more than
three times the national average.
They know where to find buyers, and
how to negotiate the buyer’s offer
effectively with lenders and get the
deal closed—so the homeowner can
move on with life and recover.
Please
Contact Us
for more information. |
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